Cambodian Villagers Benefit from CPI Savings Program

It was a historic moment for the members of a unique savings program in Cambodia's Phum Seam Village. At a May 25 meeting held at the farmer's cooperative, they received their first savings account books which will allow them to track their contributions and shared savings.

Cresa Pugh, Southeast Asia resident manager for Clear Path International, was on hand as the heads of 38 households proudly accepted their orange savings booklets. CPI and its partner organization, Cambodian Volunteers for Community Development (CVCD), initiated the program two years ago in this small village in the Bovel District of Battambang Province.

Loan programs are quite prevalent in SE Asia countries. Savings schemes are more rare. They require a significant conceptual change. Does a family borrow money to be able to spend money? Or does a family save its money and then spend its own money? A community savings pool allows families to jointly deposit their funds in a financial institution to earn interest and prepare for the future. It is a more sustainable approach in the long term, as compared to loan programs.

This program was designed to teach the landmine survivors the value of saving money for future needs. Each family contributes a few dollars per year to the community savings pool and, in the event of an emergency, can apply to borrow money from the fund at no charge. Since the savings program began, seven families have borrowed money, which was used primarily to cover medical and burial expenses.

Clear Path and CVCD established the Phum Seam Farmers' Cooperative and Rice Mill in 2006 to provide socio-economic and agricultural support to landmine and bomb survivors in three districts in Battambang. The cooperative is located in the K-5 mine belt, a 1,046-kilometer stretch of land along Cambodia's western and northern border with Thailand, where approximately six million landmines were laid between 1979 and 1989. As a result, the region is home to many landmine survivors. Since 2007, CPI has served over 3,000 beneficiaries through the activities of the rice mill, vocational training and micro-credit lending programs.

Launched with contributions amounting to two tons of rice and 580,000 Riel (about $145), the pool now totals 2,466,900 Riel ($616.72), which includes a $325 donation from CVCD made at the May meeting, and 6,000 kilograms of rice.

CVCD hosts meetings frequently throughout the year to provide financial management training and to give participants a forum in which to discuss issues related to the program and raise questions.

Libraries for Myanmar's Monastic Schools

Students attending CPI-sponsored Monastic School on outskirts of Yangon, Burma. One little girl has chosen a tanaka-painted Mickey Mouse to adorn her forehead.


Myanmar has always had a thriving literary community. Books and magazines were available to rent for a few cents in every small township from stalls and public libraries. But access to reading materials, especially for poor children, has become severely limited.

Clear Path International aims to reignite the love of books and reading in Myanmar, and to extend children's learning beyond the boundaries of the national curriculum. By partnering with a local nonprofit organization that promotes literacy and access to children's books, CPI will create libraries in nine monastic schools within three years, and provide materials and support activities that encourage both children and parents to read at community-based libraries in suburbs of Yangon.

Clear Path is a U.S.-based nonprofit organization that assists landmine survivors and others disabled or displaced by armed conflict in Southeast Asia and Afghanistan. The $20,000 monastic school project is an extension of CPI's work along the border between Thailand and Myanmar, where CPI has provided prosthetic and rehabilitation care, psycho-social services, vocational training and socio-economic support to refugees and internally displaced landmine accident survivors since 2002.

The monastic school system once taught everyone from royal princes to unskilled workers and helped to give Burma a literacy rate above those of other Far Eastern countries in early 1900s. Nowadays, in Yangon and Mon State, monastic schools are limited to providing a free but basic education for orphans and children from the poorest families. Many of the parents are themselves illiterate.

CPI has found that these schools lack basic teaching materials and skills to instill a love of reading. The six schools in Yangon included in the project do not have libraries. The three schools in Mon State have areas designated for libraries but do not have appropriate, good-quality books or the skilled personnel to manage the libraries. In general, public access to reading materials, especially for children, is almost non-existent in present-day Myanmar. Bookshops charge about 5,000 Kyats per children's book ($5.50 US), putting them out of the reach of most parents.

Only good quality books, some in Myanmar and some in English, will be donated to the monastic schools located in several townships. Each school will receive 300 new books and will allow students to enjoy dedicated library time. Teachers or volunteer librarians will be taught each term to catalogue and maintain the books, and to manage the libraries. Additionally, representatives from CPI's partner organization will work with teachers and parents to improve their ability to read effectively to children. Children will be encouraged to perform simple comprehension exercises through school and library-based competitions.

The project begins June 1, 2011 and is estimated to benefit 3,461 children and more than 100 teachers, as well as the families of the students.